Did you happen to get the extended AppleCare coverage? If not see if you can signup for it without them seeing your phone (often Apple will give you a day or two to decide).
Try that first, if that won't work just walk in to an AppleStore with a very sad face to see if they will fix it Apple often will be nice when the phone is so new as they see it as a PR issue to have a happy customer. If they won't fix it for free see if they have a flat fee for the repair.
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You can just completely break off the lens with a flat screwdriver. My ipad camera lens broke and i broke the lens off. Now it works just like before
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