If unable to pick the lock as described in the previous step, accessing the bank can be done by separating the lock from the door.

To separate the lock from the door, press down firmly on the two indicated shiny pieces of metal showing through the bottom door of the coin bank. The shiny metal is part of the steel base plate of the lock.

The lock is held together by four weak metal tabs on the inside, as shown in the second photo. These give way easily when you apply enough pressure. You might not be able to do this if the coin bank is too full of coins.

You can get away with bending the tabs open and closed a few times, but eventually metal fatigue will cause the tabs to break off.