For a new, truly upgradeable laptop that meets your criteria without Elite pricing, focus on business-class models with two SODIMM RAM slots and an NVMe SSD bay. Good fits include the HP ProBook 445 G10 (Ryzen 5/7, two RAM slots, user-replaceable SSD) and Lenovo ThinkPad E16 Gen 1 (AMD options, at least one RAM slot free, upgradeable storage). Avoid consumer lines with soldered RAM. A 16:10 panel is common in these classes. Aim for a base of 16 GB RAM and 512 GB SSD you can expand later. Windows 11 Home is typical, but Pro upgrades are inexpensive.
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