I keep getting echo when I speak in my phone.

People say to "go into call settings" and disable something. I have a ZTE. There are no call settings.

crwdns2934089:0crwdne2934089:0 crwdns2934093:0crwdne2934093:0

crwdns2934109:0crwdne2934109:0

crwdns2889612:0crwdne2889612:0 0
crwdns2934285:0crwdne2934285:0