If the phone is covered by the standard Apple Warranty, having more than one kernel panic will typically lead to a device replacement in an Apple Store. Whenever a phone was covered but showed a string of kernel panics, we just had to show the log to a Genius Admin and then the device got replaced 10 times out of 10. I realize that you’re working with the SE from 2020 so it’s less likely that it’s covered by the year warranty but I figured the information was good to have for anyone else looking at this question. Good luck!