64gb IS needed when you do multi-layered digital paintings in Photoshop and multi-layered projects in Illustrator and need both apps open to manipulate images and work back and forth. 16gb is ABYSMALLY insufficient with having to consistently wait for it to 'process' throughout many steps of my projects, having to close the partner program, etc. Believe me I'd save the money if it were reasonable but doing projects literally TWICE as slowly bc of insufficient RAM is a no-go for my career. (SSD storage is plenty open so that's not the issue). Different needs can call for very different specs for the individual.